Take away the losses of rising water.

Homeowners’ and renters’ insurance does not typically cover flood damage or damage from rising water.

Even if it’s not required, you should consider getting flood insurance!

While your mortgage company will require you to carry flood insurance if you’re in a FEMA-designated flood zone, that does not mean you can’t, or shouldn’t, buy flood insurance if you are not in a designated high risk flood zone.

If you’re on the fence about whether you should purchase flood insurance, here are some reasons to consider purchasing this important coverage:

• Flood insurance outside flood-prone areas can be very affordable
• Living outside a designated flood zone does not mean your property is safe
• Flood damage tends to be catastrophic