Flood insurance
Flooding can happen anytime and anywhere.
More than 20 percent of The National Flood Insurance Program’s claims
come from outside of high-risk flood areas.
Even if you live in an area with low-to-moderate flooding risk, protecting the life you have built with flood insurance is crucial.
Flood insurance offers financial protection to homeowners should a flood damage their home and personal belongings.
Flood Insurance is separate from a standard homeowners insurance policy and hazard insurance, which cover other natural disasters, like tornadoes and hurricanes.
90% of all-natural disasters in the United States involve flooding, and flood damage frequently strikes in low or moderate-risk areas.
No home is entirely safe from the possibility of flooding. Unexpected water damage can cost a lot of money to repair your home or property.
According to the Federal Emergency Management Agency (FEMA), just one inch of water can cause up to $25,000 in damage.
In some cases, flood insurance can mean the difference between
recovery and financial ruin.
![flood-icon](http://lambinsurance.wpengine.com/wp-content/uploads/2020/05/flood-icon.png)
%
of natural disasters in the United States that involve flooding.*
*Insurance Information Institute
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