by lambinsga | Oct 6, 2026 | Insurance, Safety, Safety Tips, tips
As autumn settles in and daylight hours shorten, seasonal shifts bring a sharp rise in road hazards. Reduced visibility, slick fallen leaves, and peak deer mating season combine to make late October through November one of the most dangerous stretches of the year for...
by lambinsga | Sep 3, 2026 | Insurance, Life Insurance, tips
Ask most people to guess the monthly cost of a basic term life insurance policy, and the answer is usually somewhere around $50 to $100 a month. According to long-running industry benchmarks from LIMRA, over half of consumers overestimate the cost of coverage by up to...
by lambinsga | Aug 14, 2026 | Home Insurance, Safety Tips
August brings a brief breathing room between summer heat and winter frost. While the weather stays warm, this seasonal window offers a prime opportunity to inspect a property before autumn arrives. Taking care of small tasks right now prevents costly emergency repairs...
by lambinsga | Jul 10, 2026 | Ideas, tips
July represents the absolute peak of summer lifestyle activities. Backyard swimming pools are constantly in use, teenage drivers are out on the roads during their summer break, and open-house graduation parties crowd suburban neighborhoods. While these gatherings...
by lambinsga | Apr 18, 2024 | Insurance, tips
Ah, the open waters! There’s something truly liberating about setting sail and exploring the vast expanse of the ocean. But with the freedom of owning a boat comes a responsibility to protect your vessel and those aboard. That’s where boat insurance comes...